Free Checking

• Opening minimum is $25.00
• Unlimited check writing
• No monthly service charge
• Unlimited transactions
• 24 hour account information through Voice Access
• Monthly statements – No checks or Images
• FREE Internet Banking
• Imaged statements available online
• FREE ATM withdrawals at our ATMs

Demand Account

• Opening minimum is $100.00
• Daily balance of $600.00 must be maintained in order to avoid a maintenance fee
• 24 hour account information through Voice Access
• Unlimited Transactions
• Imaged statements and checks
• FREE Internet Banking
• Imaged statements available online
• FREE ATM withdrawals at our ATMs

Personal NOW Account

• Opening minimum is $100.00
• Variable interest rate subject to change at any time
• Average daily balance of $1,000.00 must be maintained in order to avoid a maintenance fee.
• Unlimited transactions
• 24 hour account information available through Voice Access
• Imaged statements and checks
• Interest compounded and paid monthly
• FREE Internet Banking
• Imaged statements available online
• FREE ATM withdrawals at our ATMs

Money Market Account

• Minimum amount to open is $100.00
• Variable interest rate subject to change at any time
• Average daily balance of $2,500.00 must be maintained in order to avoid a maintenance fee
• Per item activity charge of $10.00 per transaction over the six debit transaction limit. A limit of six debit transactions per month. These such transactions may be by check, draft, debit card, or similar order to 3rd party.
• Interest compounded and paid monthly
• Imaged statements and checks
• 24 hour account information through Voice Access
• FREE Internet Banking
• Imaged statements available online
• FREE ATM withdrawals at our ATMs

• $200 minimum deposit to open
• $10 a month service charge
• FREE internet banking
• Unlimited transactions
• Monthly statements and imaged checks
• Images statements available online
• Accounts subject to account analysis based on average collected balance less the reserve requirement
• Earnings credit allowance based on the current Money Market account rate plus .050 basis points
• 24 hour account information through Voice Access

Consumer Complaint Notice