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Deposit Products

CHECKING

Free Checking

  • Opening minimum is $25.00
  • Unlimited check writing
  • No monthly service charge
  • Unlimited transactions
  • 24 hour account information through Telebank
  • Monthly statements – No checks or Images
  • FREE Internet Banking
  • Imaged statements available online
  • FREE ATM withdrawals at our ATMs

Texas Champion Checking

  • Opening minimum is $100.00
  • Daily balance of $600.00 must be maintained in order to avoid a maintenance fee
  • 24 hour account information through Telebank
  • Unlimited Transactions
  • Imaged statements and checks
  • FREE Internet Banking
  • Imaged statements available online
  • FREE ATM withdrawals at our ATMs

Personal NOW Account

  • Opening minimum is $500.00
  • Variable interest rate subject to change at any time
  • Average daily balance of $1,000.00 must be maintained in order to avoid a maintenance fee.
  • Unlimited transactions
  • 24 hour account information available through Telebank
  • Imaged statements and checks
  • Interest compounded and paid monthly
  • FREE Internet Banking
  • Imaged statements available online
  • FREE ATM withdrawals at our ATMs

Money Market Account

  • Minimum amount to open is $1,000.00
  • Variable interest rate subject to change at any time
  • Average daily balance of $2,500.00 must be maintained in order to avoid a maintenance fee
  • Per item activity charge of $10.00 per transaction over the six debit transaction limit. A limit of six debit transactions per month, only three of the six may be by check, draft, debit card, or similar order to 3rd party.
  • Interest compounded and paid monthly
  • Imaged statements and checks
  • 24 hour account information through Telebank
  • FREE Internet Banking
  • Imaged statements available online
  • FREE ATM withdrawals at our ATMs
Commercial Checking Account
  • $200 minimum deposit to open
  • $10 a month service charge
  • FREE internet banking
  • Unlimited transactions
  • Monthly statements and imaged checks
  • Images statements available online
  • Accounts subject to account analysis based on average collected balance less the reserve requirement
  • Earnings credit allowance based on the current Money Market account rate plus .050 basis points
  • 24 hour account information through Telebank

Consumer Complaint Notice