Don’t worry about spending, become a warrior of cash back
Earn cash back on up to $400 in debit card purchases monthly and make spending more rewarding.
Benefits You’ll Love
- Earn 3.00% cash back every time your debit card swipes
- Make the purchases you want with no restrictions
- No monthly maintenance fees or minimum balance required
- Enjoy ATM withdrawal fee refunds nationwide
- Free checking that pays you back
- Get 3.00% cash back on debit card purchases^
- No category restrictions on purchases
- Cash back earned on as much as $400 in purchases monthly
- Earn as much as $144 cash back per year, $12 per month
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)^
- Link to free Kasasa Saver® to build savings automatically
- No monthly maintenance fee
- No minimum balance to earn rewards
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- $25 minimum deposit to open
It’s so easy to earn your rewards!
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least 1 direct deposit, ACH payment, or ACH deposit transaction
- Be enrolled in and agree to receive eStatements
And if you don't meet these qualifications, your account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
^Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first banking day of the current statement cycle through one (1) banking day prior to the last banking day of the current statement cycle. See our website or contact a branch representative for specific Monthly Qualification Cycle dates.
Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3.00% cash back on up to a total of $400.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $12.00 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle. NOTE: ATM fee reimbursements only apply to Kasasa Cash or Kasasa Cash Back transactions via ATM; When your Kasasa Cash Back account qualifications are not met, no cash back payments are made, and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates and rewards, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. $25.00 minimum deposit is required to open the Kasasa Cash Back account. Limit of one account(s) per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. Contact a bank representative for additional information and details.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit
| Term | Minimum to open & obtain APY | Interest Rate | *APY |
|---|---|---|---|
| 30 to 59 Days | $1,000 to $97,999 | 1.00% | 1.00% |
| 60 to 89 Days | $1,000 to $97,999 | 1.00% | 1.00% |
| 90 to 119 Days | $1,000 to $97,999 | 1.00% | 1.00% |
| 120 to 179 Days | $1,000 to $97,999 | 1.00% | 1.00% |
| 180 to 364 Days | $1,000 to $97,999 | 1.99% | 2.00% |
| 365 Days | $1,000 to $97,999 | 3.50% | 3.50% |
| 18 Months | $1,000 to $97,999 | 3.79% | 3.75% |
| 24 Months | $1,000 to $97,999 | 4.08% | 4.00% |
| 30 to 59 Days | $98,000 and OVER | 1.00% | 1.00% |
| 60 to 89 Days | $98,000 and OVER | 1.00% | 1.00% |
| 90 to 119 Days | $98,000 and OVER | 1.00% | 1.00% |
| 120 to 179 Days | $98,000 and OVER | 1.00% | 1.00% |
| 180 to 364 Days | $98,000 and OVER | 1.99% | 2.00% |
| 365 Days | $98,000 and OVER | 3.50% | 3.50% |
| 18 Months | $98,000 and OVER | 3.79% | 3.75% |
| 24 Months | $98,000 and OVER | 4.08% | 4.00% |
| 13 Months | $100,000 and OVER | 5.00% | 4.99% |
Rates effective as of 1/08/24.
*ANNUAL PERCENTAGE YIELD
SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL
INTEREST RATES SUBJECT TO CHANGE WITHOUT NOTICE
ACCOUNT FEES MAY REDUCE EARNINGS
Kasasa Cash*
| Balance | Rate | APY |
|---|---|---|
| 0 - $25,000 | 4.00% | 4.00% |
| $25,000+ | 0.25% | 4.00% to 0.25% |
| All balances if qualifications not met | 0.05% | 0.05% |
Qualifications
Earning the full rewards is so easy, you're probably already doing it! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH payment, or ACH credit
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-statements
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.
Kasasa Saver*
| Balance | Rate | APY |
|---|---|---|
| 0 - $50,000 | 1.98% | 2.00% |
| $50,000+ | 0.25% | 2.00% to 0.83% |
| All balances if qualifications not met | 0.05% | 0.05% |
Qualifications
Qualifying for Kasasa Cash or Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH payment, or ACH credit
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-statements
It's no problem if you miss a qualification cycle. Both accounts are still free. And you can get back to earning rewards the very next month you qualify.