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First Time User
Deposit Products

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TCB Basic Account

  • Minimum opening deposit is $25.00
  • Unlimited check writing
  • Unlimited debit card transactions
  • 24 hour account information through Voice Access
  • Monthly statements Image stmt only - no canceled checks or images
  • Internet Banking at no charge
  • Imaged statements available online
  • ATM withdrawals at our ATMs at no charge

Regular Demand Account

  • Minimum opening deposit is $100.00
  • Daily balance of $600.00 must be maintained in order to avoid a service charge
  • 24 hour account information through Voice Access
  • Unlimited Transactions
  • Monthly statements and imaged checks
  • Internet Banking at no charge
  • Imaged statements available online
  • ATM withdrawals at our ATMs at no charge

Personal NOW Account

  • Minimum opening deposit is $100.00
  • Variable interest rate subject to change at any time
  • Average daily balance of $1,000.00 must be maintained in order to avoid a service charge.
  • Unlimited transactions
  • 24 hour account information available through Voice Access
  • Monthly statements and imaged checks
  • Interest compounded and paid monthly
  • Internet Banking at no charge
  • Imaged statements available online
  • ATM withdrawals at our ATMs at no charge

Money Market Account

  • Minimum opening deposit is $100.00
  • Variable interest rate subject to change at any time
  • Average daily balance of $2,500.00 must be maintained in order to avoid a service charge
  • Per item activity charge of $10.00 per each withdrawal in excess of six (6) during a monthly statement cycle
  • Interest compounded and paid monthly
  • Monthly statements and imaged checks
  • 24 hour account information through Voice Access
  • Internet Banking at no charge
  • Imaged statements available online
  • ATM withdrawals at our ATMs at no charge
Commercial Checking Account
  • Minimum opening deposit is $100.00
  • $10.00 per month-maintenance fee
  • Internet banking
  • Unlimited transactions
  • Monthly statements and imaged checks
  • Imaged statements available online
  • Internet Banking at no charge
  • Accounts subject to account analysis based on average collected balance less the reserve requirement
  • Earnings credit allowance based on the current NOW account rate
  • 24 hour account information through Voice Access
  • ATM withdrawals at our ATMs at no charge
Small Business Checking
  • Minimum opening deposit is $100.00
  • Up to 200 no charge transactions per month, including checks paid, deposits, deposited items and Ach debits and credits
  • Items in excess of 200 are charged at $.25 per item
  • Monthly statements and imaged checks
  • Imaged statements available online
  • Internet Banking/Online Bill Pay at no charge
  • 24 hour account information through Voice Access
  • ATM withdrawals at our ATMs at no charge
Commercial NOW Account
  • Minimum opening deposit is $100.00
  • Variable interest rate subject to change at any time
  • $15.00 per month-maintenance fee
  • Unlimited transactions
  • Monthly statements and imaged checks
  • Imaged statements available online
  • Internet Banking at no charge
  • Accounts subject to account analysis based on average collected balance less the reserve requirement
  • Earnings credit allowance based on the current NOW account rate
  • 24 hour account information through Voice Access
  • ATM withdrawals at our ATMs at no charge 

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